Two Quebec-based insurers are seeking $72 million from Honda, Toyota and Stellantis in a lawsuit that could reshape how theft-related losses are handled across the automotive sector, according to a report by Driving.ca.
Based on the media outlet, Beneva and its subsidiary L’Unique filed the claim in Quebec Superior Court on April 13, aiming to recover payouts linked to more than 2,100 stolen vehicles over a three-year period. The insurers argue that certain models from the named automakers were disproportionately affected.
“These manufacturers account for the highest number of thefts we recorded, resulting in significant financial losses and inconvenience,” said Anne Boileau-Loiselle, Beneva’s spokesperson, according to Driving.ca. “The majority of their models have a theft rate higher than the industry average.”
The vehicles cited in the claim frequently appear on national theft rankings, though industry observers note that theft patterns are also shaped by broader factors such as organized crime networks, export demand and increasingly sophisticated theft techniques.
At the same time, Ottawa has moved to support new anti-theft solutions, recently funding Canadian-developed technologies aimed at preventing unauthorized vehicle access and improving detection capabilities.
For OEMs, the case may signal growing scrutiny over vehicle security, even as manufacturers continue to adapt to rapidly evolving theft methods. For insurers, it reflects mounting pressure from rising claims costs tied to theft.
